What you'll actually pay in property taxes and HOA fees in Prior Lake. Pulled from recent closed sales.
Tax and HOA data from Prior Lake homes sold since 2023. These are actual recorded values, not projections.
Property taxes and HOA fees for Prior Lake homes sold since 2023.
Fees normalized to a monthly figure from closed sales over the last 36 months. The spread between a single-family HOA and a townhome HOA is the whole story.
Share of HOA sales whose listing named each item as included in the dues. Property taxes are never in the fee; utilities almost never are.
Every Prior Lake neighborhood with at least five HOA sales in the last 36 months, ranked by volume. Fee is the median monthly figure from those sales; the range shows the spread, which is wide wherever a subdivision has both a master association and sub-associations. Click through for the full neighborhood numbers.
No. In Prior Lake (and everywhere in Minnesota) HOA dues and property taxes are separate bills. Dues go to the association for things like professional mgmt, sanitation, lawn care, snow removal; property taxes go to Scott County and fund the city, county and schools. Budget for both: a typical Prior Lake townhome recently sold for $365,000 with about $3,208 a year in taxes plus a $359/month association fee.
Across all Prior Lake homes sold in the last 36 months, 42.6% had an association and the median fee was $290/month. It depends heavily on home type: townhomes median $359/month (middle half $300 to $440), condos $406/month, and the 23.7% of single-family homes with an HOA pay a median of $60/month, usually for common-area upkeep rather than exterior maintenance.
Nearly every townhome and condo community, plus a growing share of newer single-family subdivisions. By recent sales the largest HOA communities are The Wilds, Deerfield, Jeffers Pond, Glynwater, Meadow View, Pike Lake Landing. The table on this page lists 20 Prior Lake communities with the median fee, the share of homes with dues, and what the fee usually covers.
Measured against recent sale prices, Prior Lake homeowners pay an effective rate of about 0.84% of value per year (median annual tax $3,958). Single-family homes ran about 0.87% (median $4,724), townhomes 0.89% (median $3,208). Actual bills depend on assessed value, homestead status and any special assessments; Scott County sets the levy and bills it.
8.375% as of 2026: the 6.875% Minnesota state rate plus 0.5% Scott County transportation tax, 0.75% metro-area transportation tax and 0.25% metro-area housing tax. Prior Lake has no separate city sales tax. Real estate itself is not subject to sales tax in Minnesota; buyers pay a state deed tax and mortgage registry tax at closing instead.
Occasionally, but it is rare in this market: most Prior Lake sellers have a mortgage to pay off and take conventional, FHA, VA or cash offers. Contracts for deed do show up a few times a year, usually on unique properties or from long-time owners, and they are governed by Minnesota's contract-for-deed statutes (a 60-day cure period after default). If you need seller financing, tell me the price range and I will flag listings that allow it as they come on.
A few. Condo sales run about 12 a year, mostly in Tower Place and Lakefront Plaza near downtown and the Deerfield association, with a median recent price around $195,000 and a median association fee of $406/month. The townhome market is roughly ten times larger; see the Townhomes page for that data.
I've worked in Prior Lake for 22 years. Give me your address and I'll tell you what your house is worth, what your street has done in the last 90 days, and what I'd list at. Takes about 20 minutes. No drip campaigns.
I've been selling real estate in Prior Lake for 22 years. This dashboard pulls from the same MLS data I use every morning. If a number on here matters for a decision you're making, email me and I'll put it in context for your street.
NorthstarMLS via MLS Grid API, filtered to Prior Lake. Every metric on this site is computed from raw closed-sale and active-listing records. No Zillow estimates, no third-party models.